Hello everyone and welcome to my September net worth post. Above is a picture of a beach why did I chose that picture? Well I chose it because when I retire (hopefully) I want to spend a lot of time on a beach relaxing, so I kind of use it for motivation to push me to become better with my finances.
My last net worth post was for June, back in August I took a break from blogging and missed July so this post will cover July and August. Looking back over the last couple of months not a lot has happened. The only big thing was in August I bought an iPhone that was expensive but I had saved for it and didn’t go into debt to purchase it. I have slowed putting money away to make lump sum payments on my car, hopefully in September I can start putting money away again to pay off the car. My investments continue to rise along with the market. Since I have so much of my net worth tied up in the market I am always happy to see it go higher, however I do realize at some point the market will go down which will affect my numbers.
Let’s get to the numbers shall we!
| September | June | Change | |
| Cash & Savings | $5,961.09 | $5,510.52 | $450.57 |
| Investments | $129,831.77 | $125,685.24 | $4,146.53 |
| Car | $13,907.00 | $14,282.00 | -$375.00 |
| Liabilities | $6,406.28 | $6,989.30 | -$583.02 |
Cash & Savings (+$450.57)
| September | June | Change | |
| Car Account | $575.07 | $154.70 | $420.37 |
| Cash | $478.28 | $449.85 | $28.43 |
| Emergency Fund | $4,907.74 | $4,905.97 | $1.77 |
My cash increased slightly over the last couple months as I mentioned above I had one big expense in August I purchased a new cellphone. About the middle of July I started saving for it so I stopped setting aside money in my car account and emergency fund. In September I expect to resume putting aside some money to help pay off my car.
Investments (+$4,146.53)
| September | June | Change | |
| Locked in RRSP | $4,815.78 | $4,641.42 | $174.36 |
| TFSA | $32,635.41 | $31,213.42 | $1,421.99 |
| RRSP | $92,380.58 | $89,830.40 | $2,550.18 |
Nothing really new to report here other than my portfolio continues to grow alongside the market. At the end of August I made a big contribution to my TFSA account so I could buy a stock in September so helped the growth for the account.
Car (-$375)
I currently own a 2015 Hyundai Elantra GLS and according to Canadian Black Book the value of the car is now $13,907.00. I check this every three months.
Liabilities (-$583.02)
| September | June | Change | |
| Credit Card | $24.50 | $30.18 | -$5.68 |
| Car | $6,381.78 | $6,959.12 | -$577.34 |
I continue to pay off my car debt my making a payment every two weeks, slowly but surely I will pay off this debt. I also pay my credit card bills every two weeks so that is why it is a low amount.
Net Worth
That’s a wrap folks thank you for reading.
Matthew
All About The Dividends 
Nice growth, keep it up:)
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Thank you 🙂
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